Life
FEGLI, VGLI, and when a private policy beats both.
- Beneficiaries Beneficiary forms: what overrides your will FEGLI, TSP and annuity forms each beat your will. The five forms and the default order.
- Veterans Life insurance with a service-connected condition A rating is not a decline. VALife, VGLI and the private market, and the order to apply in.
- Comparison Term vs. whole life for federal families Whole life costs several times more for the same benefit. When the extra buys something real.
- Veterans SGLI to VGLI: the deadlines that catch people SGLI ends 120 days after separation. VGLI's no-questions window closes at 240 days.
- Guide FEGLI explained: Basic, Options A, B and C What each part covers, the current OPM rates by age, and when the options stop being worth it.
- Comparison FEGLI vs. private term life: which costs less? $500,000 side by side, and the 20-year bill for each.
- Cost FEGLI Option B: what it costs at 40, 50 and 60 Every age band priced per $100,000, and the two jumps that catch people.
- Retirement Should you keep FEGLI Basic into retirement? The 75%, 50% and No Reduction elections, and the arithmetic behind each.
- Option C FEGLI Option C: is family coverage worth it? Good children's cover, weak spouse cover. The numbers behind both.
- Veterans VGLI after separation: keep it or replace it? The two deadlines, the full VA rate table, and the conversion trap.
- How much How much life insurance a federal family actually needs Survivor benefits change the math. A worked example for a GS-13.
More in this section soon: SGLI to VGLI conversion deadlines, and life insurance with a service-connected condition.