FEHB
Plans, premiums, and the windows in which you can change them.
- Appeals Fighting a denied FEHB claim: the deadlines Six months to the carrier, 90 days to OPM, and the court deadline that never moves.
- Open season FEHB Open Season 2027: dates, deadlines and what to check November 9 to December 14, 2026. What rolls over, what doesn't, and the checklist for the window.
- FSAFEDS FSAFEDS: the one election that doesn't roll over Your flexible spending account ends on December 31 unless you re-elect. Limits, carryover, and the HSA-compatible version.
- Open season What happens if you do nothing during Open Season What renews on its own, what ends, and the three situations where inaction costs real money.
- FEDVIP FEDVIP dental and vision: worth it or not? No government contribution, children covered only to 22, and very hard to cancel. When it still pays for itself.
- Coordination FEHB when your spouse has private coverage Which plan pays first, the birthday rule for children, and the four options worth pricing.
- New hires FEHB for new hires: your first 60 days The windows that open when you start, what is automatic, and the elections hardest to get back.
- Guide FEHB explained: plans, enrollment types and the government share How the 72/75 contribution formula works, and when you can switch.
- Enrollment Self Plus One vs. Self and Family: when one is cheaper In 39 plan options for 2026, family costs less for the same two people.
- Plan types FEHB high deductible plans and the HSA: who they suit The 2027 limits, the HRA downgrade, and the Medicare six-month trap.
- Open season How to compare two FEHB plans in 20 minutes Four numbers, two totals, and the parts of the brochure worth reading.
Open Season for the 2027 plan year runs November 9 to December 14, 2026. The 2027 premiums are published by OPM in October; these guides are updated when they land.