Auto
Federal and military discounts, and what a move does to your rate.
- Side work Driving for a rideshare or delivery app: the gap Your policy excludes driving for hire, and the app's cover is thinnest while you wait for a job.
- Claims Diminished value: getting paid for a repaired car A repaired car is worth less forever. When you can claim it and how to prove the number.
- Total loss Your car was totalled: how the payout is decided Actual cash value, not the loan balance. How the number is built and how to argue with it.
- Shopping Best car insurance for federal employees: how to judge Why no honest list exists, the four things that decide it, and how to compare properly.
- On base What to do after an accident on a federal installation Who responds, how to get the report, and what changes when a government vehicle is involved.
- Teen drivers Teen drivers in military families: cutting the cost The four discounts that actually move the premium, and the student-away-at-school rule.
- Coverage Full coverage vs. liability only: when to drop it Collision and comprehensive cap at the car's depreciated value. The arithmetic for deciding.
- Deployment Storing a car during deployment Keep comprehensive, drop the rest. Lienholder rules, DMV filings, and the deployment discount.
- Moving PCS moves and car insurance: what actually changes Your rate follows the garage. Registration, state minimums, lease termination under the SCRA, and overseas cover.
- Discounts Every military and veteran auto insurance discount The discounts worth asking for by name, who qualifies, and the proof each carrier wants.
More in this section soon: best car insurance for federal employees, PCS moves and your policy, and storing a car during deployment.