Home
Homeowners, renters and the household cover around them.
More on the way. Next in this section: the flood gap in every standard policy, and insuring a home you rent out after a move.
- Pet Pet insurance for military families: discounts and traps Four insurers publish a real military discount. Only two cover a vet outside the US, which decides it for an overseas tour.
- Roof claims Roof claims: why yours may pay half Age-based roof schedules and percentage wind deductibles can leave most of a replacement with you.
- Contents A home inventory, before you need one Contents claims are paid on what you can prove. How to build the list in an evening.
- Nonrenewal Home insurance nonrenewal: what to do It is not a cancellation. The deadlines, the fixes, and the state plan of last resort.
- Landlord Renting out your home after a PCS A homeowners policy on a tenant-occupied house can have a claim denied on occupancy alone.
- Liability Umbrella insurance for federal families: worth it? A million of extra liability for $150 to $400 a year, and the underlying limits carriers require first.
- Flood The flood gap in every standard policy Flood is excluded everywhere. What NFIP pays, the 30-day wait, and the gaps inside the cover.
- Renters Renters insurance on base vs. off base Base housing insures the building, not your belongings. What a policy covers, and the gaps worth knowing.
- VA loans Homeowners insurance for VA-loan homes What the VA requires from closing to payoff, the flood rule with no exceptions, and the deductibles that surprise people.