Free tool

FEDVIP dental and vision estimator

Dental premiums depend on a rating region that changes by state, and sometimes by ZIP code within a state. Pick where you live and see every plan priced for you, cheapest first.

Your state

Who is covered Self Only Self Plus One Self and Family

Show costs per Pay period Month Year

Self Only · per pay period

Dental

Vision

Before you use these numbers

You pay the whole premium. Unlike FEHB, the government contributes nothing to FEDVIP. Employees pay pre-tax, annuitants post-tax.
Price is not the plan. Annual maximums, orthodontia limits and whether your dentist is in network matter more than a few dollars a pay period. When FEDVIP is worth it covers the trade-offs.
Children are covered to 22 under FEDVIP, not 26 as in FEHB.
Enrollment is through BENEFEDS, separately from your health plan.
Regional availability varies. A plan that does not appear for your state is not offered there.

Educational estimate only, not benefits advice. Figures are OPM's published FEDVIP rates for plan year 2026, checked —. Confirm on BENEFEDS before enrolling.