/* Warrior Insure — shared stylesheet (css/wi.css)
   Mobile-first. Tokens match the approved mockup. All text colors pass WCAG AA. */
:root{
  --wi-ink:#1b1f24;      /* headings, primary text */
  --wi-body:#4a4f55;     /* body copy (7.6:1 on paper) */
  --wi-muted:#5c6166;    /* meta, card blurbs (5.8:1 on paper) */
  --wi-pine:#1f4d45;     /* single accent (9.5:1) */
  --wi-pine-dk:#163a34;
  --wi-pine-tint:#eef3f1;
  --wi-bronze:#8c6a3f;   /* section labels (4.6:1 on paper) */
  --wi-line:#e3e1dc;
  --wi-line-soft:#ecebe7;
  --wi-paper:#f7f6f3;
  --wi-field:#9a9ea3;
  --wi-serif:'Source Serif 4',Georgia,'Times New Roman',serif;
  --wi-sans:'Source Sans 3','Segoe UI',system-ui,-apple-system,Roboto,Arial,sans-serif;
  --wi-max:1080px;
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px);
  padding-bottom:env(safe-area-inset-bottom,0px);
}
*,*::before,*::after{box-sizing:inherit}
html{scroll-padding-top:env(safe-area-inset-top,0px);-webkit-text-size-adjust:100%}
body{margin:0;background:#ffffff;color:var(--wi-ink);font-family:var(--wi-sans);font-weight:500;font-size:16px;line-height:1.5}
img,svg{max-width:100%}
a{color:var(--wi-pine)}
a:hover{color:var(--wi-pine-dk)}
a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--wi-pine);outline-offset:2px}
.wi-skip{position:absolute;left:-9999px;top:0;background:var(--wi-pine);color:#ffffff;padding:12px 16px;font-weight:700;z-index:10}
.wi-skip:focus{left:12px;top:12px;color:#ffffff}
.wi-wrap{width:100%;max-width:var(--wi-max);margin:0 auto;padding:0 20px}
.wi-label{font-size:13px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--wi-bronze);margin:0}

/* Header — brand left; nav + search right. Nav collapses to a hamburger under 768px. */
.wi-header{position:relative;border-bottom:1px solid var(--wi-line);background:#ffffff;z-index:20}
.wi-header .wi-wrap{padding-top:10px;padding-bottom:10px;display:flex;flex-direction:column;gap:10px}
.wi-header-top{display:flex;justify-content:space-between;align-items:center;gap:8px}
.wi-brand{display:flex;align-items:center;gap:10px;text-decoration:none;min-height:44px;flex-shrink:0}
.wi-brand svg{flex-shrink:0}
.wi-brand-text{font-family:var(--wi-serif);font-weight:700;font-size:26px;line-height:1;letter-spacing:-0.5px;color:var(--wi-ink);white-space:nowrap}
.wi-brand-text em{font-style:normal;color:var(--wi-pine)}
.wi-header-actions{display:flex;align-items:center;gap:4px}
.wi-icon-btn{width:44px;height:44px;border:none;background:transparent;display:flex;align-items:center;justify-content:center;cursor:pointer;padding:0;color:var(--wi-ink);border-radius:8px}
.wi-icon-btn:hover{background:var(--wi-paper)}
.wi-menu-btn .wi-ico-close{display:none}
.wi-menu-btn[aria-expanded="true"] .wi-ico-open{display:none}
.wi-menu-btn[aria-expanded="true"] .wi-ico-close{display:block}
.wi-search{display:none;gap:8px}
.wi-search.is-open{display:flex}
.wi-search input{flex:1;min-width:0;height:44px;padding:0 12px;border:1px solid var(--wi-field);border-radius:8px;font:500 16px var(--wi-sans);color:var(--wi-ink);background:#ffffff}
.wi-search button{height:44px;padding:0 16px;border:none;border-radius:8px;background:var(--wi-pine);color:#ffffff;font:700 16px var(--wi-sans);cursor:pointer}
/* Mobile: nav is a drop-down panel under the header */
.wi-nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;background:#ffffff;border-bottom:1px solid var(--wi-line);box-shadow:0 8px 16px rgba(27,31,36,.08);padding:4px 20px 12px}
.wi-nav.is-open{display:flex}
.wi-nav a{display:flex;align-items:center;min-height:48px;color:var(--wi-ink);text-decoration:none;font-size:17px;font-weight:600;border-bottom:1px solid var(--wi-line-soft)}
.wi-nav a:last-child{border-bottom:none}
.wi-nav a:hover{color:var(--wi-pine)}
.wi-nav a[aria-current="page"]{color:var(--wi-pine)}
/* Tablet and up: inline nav on the right, no hamburger */
@media (min-width:768px){
  .wi-menu-btn{display:none}
  .wi-header-actions{gap:12px}
  .wi-nav,.wi-nav.is-open{display:flex;position:static;flex-direction:row;gap:26px;padding:0;border:none;box-shadow:none;background:transparent}
  .wi-nav a{min-height:44px;font-size:15px;color:var(--wi-muted);border-bottom:2px solid transparent}
  .wi-nav a:last-child{border-bottom:2px solid transparent}
  .wi-nav a:hover{color:var(--wi-ink)}
  .wi-nav a[aria-current="page"]{color:var(--wi-ink);border-bottom-color:var(--wi-pine)}
}

/* Home hero */
.wi-hero{padding:26px 0 22px}
.wi-hero .wi-wrap{display:flex;flex-direction:column;gap:10px}
.wi-hero h1{margin:0;font-family:var(--wi-serif);font-weight:500;font-size:32px;line-height:1.15;letter-spacing:-0.4px;color:var(--wi-ink)}
.wi-hero h1 em{font-style:italic;color:var(--wi-pine)}
.wi-hero .wi-dek{margin:0;font-size:16px;line-height:1.5;color:var(--wi-body);max-width:34em}

/* Category grid — 2×2 on phone/tablet, 4 across on desktop */
.wi-cats .wi-wrap{display:flex;flex-direction:column;gap:12px}
.wi-cat-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0;padding:0;list-style:none}
.wi-cat{height:100%;text-decoration:none;display:flex;flex-direction:column;gap:8px;padding:16px;border:1px solid var(--wi-line);border-radius:12px;background:#ffffff;transition:border-color .15s}
.wi-cat:hover{border-color:var(--wi-pine)}
.wi-cat-icon{width:44px;height:44px;border-radius:10px;background:var(--wi-pine-tint);display:flex;align-items:center;justify-content:center}
.wi-cat-name{font-family:var(--wi-serif);font-weight:600;font-size:19px;color:var(--wi-ink)}
.wi-cat-desc{font-size:14px;line-height:1.4;color:var(--wi-muted)}

/* Most read + tools */
.wi-lower{padding-top:26px}
.wi-lower .wi-wrap{display:grid;grid-template-columns:1fr;gap:16px}
.wi-most{display:flex;flex-direction:column;gap:4px}
.wi-most .wi-label{padding-bottom:6px}
.wi-most ol{list-style:none;margin:0;padding:0}
.wi-story{text-decoration:none;display:flex;flex-direction:column;gap:4px;padding:12px 0;border-bottom:1px solid var(--wi-line-soft)}
.wi-most li:last-child .wi-story{border-bottom:none}
.wi-story-title{font-family:var(--wi-serif);font-weight:600;font-size:18px;line-height:1.3;color:var(--wi-ink)}
.wi-story:hover .wi-story-title{color:var(--wi-pine)}
.wi-story-meta{font-size:14px;color:var(--wi-muted)}
.wi-tools{align-self:start;padding:18px;background:var(--wi-paper);border-radius:12px;display:flex;flex-direction:column;gap:12px}
.wi-tool{text-decoration:none;display:flex;justify-content:space-between;align-items:center;gap:10px;min-height:44px;padding-bottom:12px;border-bottom:1px solid var(--wi-line)}
.wi-tool:last-child{padding-bottom:0;border-bottom:none}
.wi-tool-text{display:flex;flex-direction:column;gap:2px}
.wi-tool-name{font-size:16px;font-weight:700;color:var(--wi-ink)}
.wi-tool:hover .wi-tool-name{color:var(--wi-pine)}
.wi-tool-desc{font-size:14px;color:var(--wi-muted)}
.wi-tool svg{flex-shrink:0}

/* Newsletter */
.wi-news{padding:26px 0}
.wi-news form{display:flex;flex-direction:column;gap:10px;max-width:520px}
.wi-news h2{margin:0;font-family:var(--wi-serif);font-weight:600;font-size:21px;color:var(--wi-ink)}
.wi-news p{margin:0;font-size:15px;line-height:1.5;color:var(--wi-body)}
.wi-news label{font-size:14px;font-weight:600;color:var(--wi-ink);margin-top:4px}
.wi-news-row{display:flex;gap:8px}
.wi-news input{flex-grow:1;min-width:0;height:48px;padding:0 12px;border:1px solid var(--wi-field);border-radius:8px;font:500 16px var(--wi-sans);color:var(--wi-ink);background:#ffffff}
.wi-btn{height:48px;padding:0 18px;border:none;border-radius:8px;background:var(--wi-pine);color:#ffffff;font:700 16px var(--wi-sans);cursor:pointer}
.wi-btn:hover{background:var(--wi-pine-dk)}

/* Footer */
.wi-footer{padding:22px 0 26px;background:var(--wi-paper);border-top:1px solid var(--wi-line)}
.wi-footer .wi-wrap{display:flex;flex-direction:column;gap:12px}
.wi-footer-brand{font-family:var(--wi-serif);font-weight:600;font-size:18px;color:var(--wi-ink)}
.wi-footer p{margin:0;font-size:14px;line-height:1.5;color:var(--wi-body);max-width:40em}
.wi-footer-links{display:flex;flex-wrap:wrap;gap:0 18px}
.wi-footer-links a{font-size:15px;font-weight:600;padding:10px 0}
.wi-network{font-size:14px;color:var(--wi-muted);line-height:1.8}
.wi-network a{font-weight:600}
.wi-copy{font-size:14px;color:var(--wi-muted)}

/* Tablet */
@media (min-width:640px){
  .wi-hero{padding:28px 0 24px}
  .wi-hero h1{font-size:38px}
}
/* Desktop */
@media (min-width:900px){
  .wi-hero h1{font-size:44px}
  .wi-cat-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
  .wi-lower .wi-wrap{grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:28px}
  .wi-tools{margin-top:22px}
}

/* ===== Inner pages: category + article ===== */
.wi-crumbs{font-size:14px;color:var(--wi-muted);margin:0}
.wi-crumbs a{font-weight:600}
.wi-crumbs .sep{color:#6b7075;margin:0 4px}
.wi-pagehead{padding:18px 0 14px}
.wi-pagehead .wi-wrap{display:flex;flex-direction:column;gap:8px}
.wi-pagehead h1{margin:0;font-family:var(--wi-serif);font-weight:500;font-size:32px;line-height:1.15;letter-spacing:-0.4px;color:var(--wi-ink)}
.wi-pagehead h1 em{font-style:italic;color:var(--wi-pine)}
.wi-pagehead .wi-dek{margin:0;font-size:16px;line-height:1.5;color:var(--wi-body);max-width:34em}

/* Category filter tabs */
.wi-filter{border-bottom:1px solid var(--wi-line)}
.wi-filter .wi-wrap{display:flex;gap:22px;overflow-x:auto;scrollbar-width:none}
.wi-filter .wi-wrap::-webkit-scrollbar{display:none}
.wi-filter button{flex-shrink:0;min-height:44px;padding:0;background:none;border:none;border-bottom:2px solid transparent;font:600 15px var(--wi-sans);color:var(--wi-muted);cursor:pointer}
.wi-filter button:hover{color:var(--wi-ink)}
.wi-filter button[aria-pressed="true"]{color:var(--wi-ink);border-bottom-color:var(--wi-pine)}

/* Category article list */
.wi-list{list-style:none;margin:0;padding:4px 0 8px}
.wi-list>li{border-bottom:1px solid var(--wi-line-soft)}
.wi-list>li:last-child{border-bottom:none}
.wi-list>li[hidden]{display:none}
.wi-card{text-decoration:none;display:flex;flex-direction:column;gap:6px;padding:18px 0}
.wi-kicker{font-size:13px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--wi-bronze)}
.wi-card-title{font-family:var(--wi-serif);font-weight:600;font-size:20px;line-height:1.28;color:var(--wi-ink)}
.wi-card:hover .wi-card-title{color:var(--wi-pine)}
.wi-card-desc{font-size:15px;line-height:1.45;color:var(--wi-body)}
.wi-card-meta{font-size:14px;color:var(--wi-muted)}

/* Reserved ad slot (no ad code yet) */
.wi-ad{margin:18px 0;min-height:250px;background:var(--wi-paper);border:1px solid var(--wi-line);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:#5c6166}

/* Article */
.wi-disclosure{background:var(--wi-paper);border-bottom:1px solid var(--wi-line)}
.wi-disclosure .wi-wrap{padding-top:10px;padding-bottom:10px;font-size:14px;line-height:1.45;color:#3f444a}
.wi-disclosure strong{font-weight:700;color:var(--wi-ink)}
.wi-disclosure a{font-weight:700}
.wi-sample{background:#fdf3e1;border-bottom:1px solid #e8d3ad}
.wi-sample .wi-wrap{padding-top:10px;padding-bottom:10px;font-size:14px;font-weight:600;color:#5a3d12}
.wi-article{max-width:720px}
.wi-byline{font-size:14px;color:var(--wi-muted)}
.wi-byline strong{font-weight:700;color:var(--wi-ink)}
.wi-short{margin:14px 0 0;padding:14px 0 14px 16px;border-left:3px solid var(--wi-pine);display:flex;flex-direction:column;gap:4px}
.wi-short .wi-kicker{color:var(--wi-pine)}
.wi-short p{margin:0;font-family:var(--wi-serif);font-size:18px;line-height:1.45;color:var(--wi-ink)}
.wi-picks{padding:22px 0 8px;display:flex;flex-direction:column;gap:12px}
.wi-picks-head{display:flex;justify-content:space-between;align-items:baseline;gap:8px;flex-wrap:wrap}
.wi-picks-head h2{margin:0;font-family:var(--wi-serif);font-weight:600;font-size:21px;color:var(--wi-ink)}
.wi-picks-head span{font-size:14px;color:var(--wi-muted)}
.wi-pick{border:1px solid #d8d6d0;border-radius:10px;padding:16px;display:flex;flex-direction:column;gap:10px}
.wi-pick.is-top{border-color:var(--wi-pine)}
.wi-pick-top{display:flex;justify-content:space-between;align-items:flex-start;gap:8px}
.wi-pick-id{display:flex;flex-direction:column;gap:2px}
.wi-pick-rank{font-size:13px;font-weight:700;color:var(--wi-muted)}
.wi-pick.is-top .wi-pick-rank{color:var(--wi-pine)}
.wi-pick-name{font-family:var(--wi-serif);font-weight:600;font-size:21px;color:var(--wi-ink)}
.wi-pick-rate{text-align:right;white-space:nowrap;flex-shrink:0;font-size:17px;font-weight:700;color:var(--wi-ink)}
.wi-pick-rate small{display:block;font-size:13px;font-weight:500;color:var(--wi-muted)}
.wi-pick-desc{font-size:15px;line-height:1.45;color:var(--wi-body)}
.wi-cta{display:flex;align-items:center;justify-content:center;min-height:48px;border-radius:8px;text-decoration:none;font-size:16px;font-weight:700;border:1.5px solid var(--wi-pine);color:var(--wi-pine);background:#ffffff}
.wi-cta:hover{background:var(--wi-pine-tint);color:var(--wi-pine-dk)}
.wi-cta.is-primary{background:var(--wi-pine);color:#ffffff}
.wi-cta.is-primary:hover{background:var(--wi-pine-dk);color:#ffffff}
.wi-note{margin:0;font-size:14px;line-height:1.45;color:var(--wi-muted)}
.wi-toc{margin:12px 0 0;border-top:1px solid var(--wi-line);border-bottom:1px solid var(--wi-line)}
.wi-toc summary{min-height:50px;display:flex;align-items:center;justify-content:space-between;font-size:16px;font-weight:700;color:var(--wi-ink);cursor:pointer;list-style:none}
.wi-toc summary::-webkit-details-marker{display:none}
.wi-toc summary svg{transition:transform .15s}
.wi-toc[open] summary svg{transform:rotate(180deg)}
.wi-toc ol{list-style:none;margin:0;padding:0 0 12px;display:flex;flex-direction:column}
.wi-toc a{display:flex;align-items:center;min-height:44px;font-size:15px;font-weight:600}
.wi-body section{padding:0 0 20px}
.wi-body h2{margin:0 0 8px;font-family:var(--wi-serif);font-weight:600;font-size:23px;line-height:1.25;color:var(--wi-ink)}
.wi-body p,.wi-body li{font-size:17px;line-height:1.6;color:var(--wi-ink)}
.wi-body p{margin:0 0 12px}
.wi-body ul{margin:0 0 12px;padding-left:20px}
.wi-body details{border-bottom:1px solid var(--wi-line-soft)}
.wi-body details summary{min-height:48px;display:flex;align-items:center;font-size:17px;font-weight:700;color:var(--wi-ink);cursor:pointer;padding:6px 0}
.wi-body details p{margin:0 0 14px}
.wi-related{margin:0 0 24px;padding-top:16px;border-top:1px solid var(--wi-line);display:flex;flex-direction:column;gap:4px}
.wi-related .wi-label{padding-bottom:4px}
.wi-related a{font-family:var(--wi-serif);font-size:17px;font-weight:600;color:var(--wi-ink);padding:9px 0;text-decoration:none}
.wi-related a:hover{color:var(--wi-pine)}

/* 404 */
.wi-404{padding:40px 0 28px}
.wi-404 .wi-wrap{display:flex;flex-direction:column;gap:12px;align-items:flex-start}
.wi-404 h1{margin:0;font-family:var(--wi-serif);font-weight:500;font-size:32px;line-height:1.15;color:var(--wi-ink)}
.wi-404 p{margin:0;font-size:16px;color:var(--wi-body)}

@media (min-width:640px){
  .wi-pagehead h1{font-size:38px}
}
@media (min-width:900px){
  .wi-pagehead h1{font-size:42px}
  .wi-list-wrap{max-width:760px}
  .wi-toc{max-width:720px}
}
.wi-article .wi-pagehead{padding-bottom:4px;display:flex;flex-direction:column;gap:10px}
.wi-article .wi-pagehead h1{font-size:30px;line-height:1.18}
@media (min-width:640px){.wi-article .wi-pagehead h1{font-size:36px}}

/* ===== Tools (calculators) ===== */
.wi-calc{max-width:720px}
.wi-calc-head{padding:18px 0 4px;display:flex;flex-direction:column;gap:8px}
.wi-calc-head h1{margin:0;font-family:var(--wi-serif);font-weight:500;font-size:30px;line-height:1.18;letter-spacing:-0.4px;color:var(--wi-ink)}
.wi-lede{margin:0;font-size:16px;line-height:1.5;color:var(--wi-body)}
.wi-flag{margin:12px 0 0;padding:12px 14px;border-radius:10px;background:#fdf3e1;border:1px solid #e8d3ad;font-size:14px;line-height:1.45;color:#5a3d12}
.wi-flag strong{font-weight:700}
.wi-error{margin:12px 0 0;padding:12px 14px;border-radius:10px;background:#fdecea;border:1px solid #f0c2bb;font-size:15px;color:#8c2f1f}
.wi-calc h2{margin:22px 0 10px;font-family:var(--wi-serif);font-weight:600;font-size:21px;line-height:1.3;color:var(--wi-ink)}
.wi-calc h3{margin:0 0 6px;font-family:var(--wi-serif);font-weight:600;font-size:18px;color:var(--wi-ink)}
.wi-calc p{font-size:16px;line-height:1.5;color:var(--wi-body)}

/* Form controls */
.wi-fieldset{margin:0 0 16px;padding:14px;border:1px solid var(--wi-line);border-radius:12px}
.wi-fieldset legend{padding:0 6px;font-size:13px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--wi-bronze)}
.wi-fieldset>label:not(.wi-field){display:flex;align-items:center;gap:10px;min-height:48px;font-size:16px;line-height:1.4;color:var(--wi-ink);cursor:pointer}
.wi-fieldset>.wi-field{align-items:stretch}
.wi-field{display:flex;flex-direction:column;gap:6px;margin:0 0 14px}
.wi-field:last-child{margin-bottom:0}
.wi-field>span{font-size:15px;font-weight:600;color:var(--wi-ink)}
.wi-field input,.wi-field select{width:100%;height:48px;padding:0 12px;border:1px solid var(--wi-field);border-radius:8px;font:500 16px var(--wi-sans);color:var(--wi-ink);background:#ffffff}
.wi-field select{appearance:none;-webkit-appearance:none;padding-right:38px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231b1f24' stroke-width='1.8' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:18px}
.wi-field input:disabled{background:var(--wi-paper);color:var(--wi-muted)}
.wi-field-row{display:flex;flex-direction:column}
.wi-check{display:flex;align-items:flex-start;padding:10px 0;gap:10px;min-height:48px;font-size:16px;line-height:1.4;color:var(--wi-ink);cursor:pointer}
input[type="radio"],input[type="checkbox"]{width:22px;height:22px;flex-shrink:0;accent-color:var(--wi-pine);margin:0}
.wi-controls{display:flex;flex-direction:column}

/* Results panel */
.wi-results{margin:16px 0 0;padding:16px;background:var(--wi-paper);border-radius:12px}
.wi-results h2{margin-top:0}
.wi-results-sub{margin:0 0 10px;font-size:14px;color:var(--wi-muted)}
.wi-result-list{margin:0;display:flex;flex-direction:column}
.wi-result-list>div{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:10px 0;border-bottom:1px solid var(--wi-line)}
.wi-result-list>div:last-child{border-bottom:none}
.wi-result-list dt{font-size:15px;font-weight:600;color:var(--wi-body)}
.wi-result-list dd{margin:0;font-family:var(--wi-serif);font-size:20px;font-weight:600;color:var(--wi-ink);text-align:right}
.wi-result-list dd.wi-gap{font-size:26px;color:var(--wi-pine)}
.wi-note{margin:10px 0 0;font-size:14px;line-height:1.45;color:var(--wi-muted)}
.wi-empty{margin:0;font-size:15px;color:var(--wi-muted)}
.wi-disclaimer{margin:12px 0 0;font-size:14px;line-height:1.45;color:var(--wi-muted)}
.wi-notes ul{margin:0 0 8px;padding-left:20px}
.wi-notes li{font-size:16px;line-height:1.55;color:var(--wi-body);margin-bottom:6px}
.wi-visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* Plan pick cards */
.wi-plan-picks{display:grid;grid-template-columns:1fr;gap:10px}
.wi-plan-pick{display:flex;flex-direction:column;gap:4px;min-height:48px;padding:14px;text-align:left;background:#ffffff;border:1px solid var(--wi-line);border-radius:10px;cursor:pointer;font-family:var(--wi-sans)}
.wi-plan-pick:hover{border-color:var(--wi-pine)}
.wi-plan-pick--selected{border-color:var(--wi-pine);border-width:2px;padding:13px;background:var(--wi-pine-tint)}
.wi-plan-pick-name{font-size:16px;font-weight:700;color:var(--wi-ink)}
.wi-plan-pick--selected .wi-plan-pick-name::after{content:" ✓";color:var(--wi-pine)}
.wi-plan-pick-meta{font-size:14px;color:var(--wi-muted)}

/* Comparison: cards on phones, table on wider screens */
.wi-compare{width:100%;border-collapse:collapse}
.wi-compare thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.wi-compare tr{display:block;margin:0 0 12px;padding:14px;background:#ffffff;border:1px solid var(--wi-line);border-radius:10px}
.wi-compare td{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:8px 0;border-bottom:1px solid var(--wi-line-soft);font-size:16px;color:var(--wi-ink)}
.wi-compare td:first-child,.wi-compare td:last-child{display:block;border-bottom:none}
.wi-compare td:first-child{padding-top:0;padding-bottom:10px;border-bottom:1px solid var(--wi-line)}
.wi-compare td::before{content:attr(data-label);font-size:15px;font-weight:600;color:var(--wi-body)}
.wi-compare td:first-child::before,.wi-compare td:last-child::before{content:none}
.wi-compare-plan{font-family:var(--wi-serif);font-size:18px;font-weight:600;color:var(--wi-ink)}
.wi-compare-carrier{font-size:14px;color:var(--wi-muted)}
.wi-compare-amount{font-variant-numeric:tabular-nums;font-weight:600}
.wi-compare-amount--you{color:var(--wi-pine);font-weight:700}
.wi-compare-remove,.wi-btn-ghost{min-height:44px;padding:0 14px;background:none;border:1.5px solid var(--wi-pine);border-radius:8px;color:var(--wi-pine);font:700 15px var(--wi-sans);cursor:pointer}
.wi-compare-remove:hover,.wi-btn-ghost:hover{background:var(--wi-pine-tint)}
.wi-compare td:last-child{padding-top:12px}
.wi-btn-ghost{margin-top:4px}
.wi-fegli-note{margin:16px 0 0;padding:14px 16px;background:var(--wi-paper);border-left:3px solid var(--wi-pine);border-radius:0 8px 8px 0}
.wi-fegli-note p{margin:0;font-size:15px;line-height:1.55}
.wi-fegli-basic-line,.wi-fegli-total-line{margin:8px 0 0;font-size:16px;color:var(--wi-ink)}

@media (min-width:600px){
  .wi-field-row{flex-direction:row;gap:12px}
  .wi-field-row .wi-field{flex:1}
  .wi-plan-picks{grid-template-columns:1fr 1fr}
}
@media (min-width:768px){
  .wi-calc-head h1{font-size:36px}
  .wi-compare thead{position:static;width:auto;height:auto;clip:auto}
  .wi-compare thead th{padding:0 10px 8px 0;text-align:left;font-size:13px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--wi-bronze);border-bottom:1px solid var(--wi-line)}
  .wi-compare thead th:not(:first-child){text-align:right}
  .wi-compare tr{display:table-row;margin:0;padding:0;border:none;border-radius:0}
  .wi-compare th:first-child{width:38%}
  .wi-compare thead th:not(:first-child){padding-left:18px}
  .wi-compare td{display:table-cell;padding:12px 0 12px 18px;border-bottom:1px solid var(--wi-line-soft);text-align:right}
  .wi-compare td:first-child{display:table-cell;padding:12px 10px 12px 0;text-align:left;border-bottom:1px solid var(--wi-line-soft)}
  .wi-compare td:last-child{display:table-cell;padding:12px 0;text-align:right;border-bottom:1px solid var(--wi-line-soft)}
  .wi-compare td::before{content:none}
}

/* ===== Guide pages (pillars) ===== */
.wi-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 16px}
.wi-table{width:100%;min-width:320px;border-collapse:collapse;font-size:15px}
.wi-table caption{caption-side:top;text-align:left;padding:0 0 8px;font-size:14px;color:var(--wi-muted)}
.wi-table th,.wi-table td{padding:10px 12px 10px 0;text-align:left;border-bottom:1px solid var(--wi-line-soft);vertical-align:top}
.wi-table th{font-size:13px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--wi-bronze);border-bottom:1px solid var(--wi-line)}
.wi-table td:not(:first-child),.wi-table th:not(:first-child){text-align:right;font-variant-numeric:tabular-nums;padding-left:14px}
.wi-table tbody th{text-transform:none;letter-spacing:0;font-size:15px;color:var(--wi-ink);font-weight:600}
.wi-callout{margin:0 0 16px;padding:14px 16px;background:var(--wi-pine-tint);border-radius:10px}
.wi-callout p{margin:0;font-size:16px;line-height:1.55;color:var(--wi-ink)}
.wi-callout p+p{margin-top:8px}
.wi-example{margin:0 0 16px;padding:14px 16px;border:1px solid var(--wi-line);border-radius:10px;background:#ffffff}
.wi-example h3{margin:0 0 8px;font-family:var(--wi-serif);font-size:18px;font-weight:600;color:var(--wi-ink)}
.wi-example dl{margin:0;display:flex;flex-direction:column}
.wi-example dl>div{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px solid var(--wi-line-soft);font-size:16px}
.wi-example dl>div:last-child{border-bottom:none}
.wi-example dt{color:var(--wi-body)}
.wi-example dd{margin:0;font-weight:700;color:var(--wi-ink);text-align:right;font-variant-numeric:tabular-nums}
.wi-sources{margin:0 0 24px;padding-top:16px;border-top:1px solid var(--wi-line)}
.wi-sources ul{margin:0;padding-left:20px}
.wi-sources li{font-size:15px;line-height:1.5;color:var(--wi-body);margin-bottom:6px}
.wi-verified{margin:8px 0 0;font-size:14px;color:var(--wi-muted)}
.wi-cta-box{margin:0 0 20px;padding:16px;background:var(--wi-paper);border-radius:12px;display:flex;flex-direction:column;gap:8px}
.wi-cta-box strong{font-family:var(--wi-serif);font-size:18px;font-weight:600;color:var(--wi-ink)}
.wi-cta-box p{margin:0;font-size:15px;line-height:1.45;color:var(--wi-body)}
.wi-table--text td,.wi-table--text th,.wi-table--text td:not(:first-child),.wi-table--text th:not(:first-child){text-align:left}
.wi-table tbody th{white-space:nowrap}

/* ===== Tap tiles: the whole surface is the button ===== */
a.wi-tile,a.wi-card,a.wi-story,a.wi-cat{-webkit-tap-highlight-color:transparent;touch-action:manipulation}
a.wi-tile:active,a.wi-cat:active{transform:scale(.985)}
a.wi-card:active,a.wi-story:active{opacity:.7}
.wi-tile{display:flex;align-items:center;gap:14px;min-height:88px;padding:16px;background:#ffffff;border:1px solid var(--wi-line);border-radius:14px;text-decoration:none;transition:transform .12s ease,border-color .12s ease,background .12s ease}
.wi-tile:hover{border-color:var(--wi-pine);background:var(--wi-pine-tint)}
.wi-tile-icon{flex:0 0 auto;width:48px;height:48px;border-radius:12px;background:var(--wi-pine-tint);display:flex;align-items:center;justify-content:center}
.wi-tile:hover .wi-tile-icon{background:#ffffff}
.wi-tile-text{display:flex;flex-direction:column;gap:3px;min-width:0}
.wi-tile-name{font-family:var(--wi-serif);font-size:19px;font-weight:600;line-height:1.2;color:var(--wi-ink)}
.wi-tile-desc{font-size:14px;line-height:1.35;color:var(--wi-muted)}
.wi-tile-go{margin-left:auto;flex:0 0 auto;color:var(--wi-pine)}
.wi-tiles{display:grid;grid-template-columns:1fr;gap:12px;margin:0;padding:0;list-style:none}
@media (min-width:768px){.wi-tiles{grid-template-columns:1fr 1fr}}
.wi-tile--cta{background:var(--wi-paper);border-color:transparent;margin:0 0 20px}
.wi-tile--cta .wi-tile-desc{color:var(--wi-body)}
/* tools panel: no box around the tiles — the tiles are the surface */
.wi-tools{background:transparent;padding:0}
@media (min-width:900px){.wi-tools{margin-top:22px}.wi-tools .wi-tiles{grid-template-columns:1fr}}
/* no chevrons on tiles — the whole tile is the control */
.wi-tile-go{display:none}
/* breathing room between page content and the footer */
main{padding-bottom:36px}
@media (min-width:900px){main{padding-bottom:56px}}

/* ===== Pillar cards: bordered, numbered, colour-ruled ===== */
:root{
  --wi-c-auto:#3a5a78;
  --wi-c-home:#6b7f4e;
  --wi-c-life:#8c6a3f;
  --wi-c-fehb:#1f4d45;
}
.wi-pgrid{display:grid;grid-template-columns:1fr;gap:14px;margin:0;padding:0;list-style:none}
.wi-pcard{position:relative;overflow:hidden;display:flex;flex-direction:column;height:100%;
  padding:22px 20px 16px;background:#ffffff;border:2px solid var(--wi-ink);border-radius:14px;
  text-decoration:none;color:var(--wi-ink);transition:transform .18s ease,box-shadow .18s ease}
.wi-pcard::before{content:"";position:absolute;top:0;left:0;right:0;height:6px;background:var(--wi-pine)}
.wi-pcard--auto::before{background:var(--wi-c-auto)}
.wi-pcard--home::before{background:var(--wi-c-home)}
.wi-pcard--life::before{background:var(--wi-c-life)}
.wi-pcard--fehb::before{background:var(--wi-c-fehb)}
.wi-pnum{position:absolute;top:18px;right:18px;font-family:var(--wi-serif);font-size:19px;font-weight:700;letter-spacing:-0.02em;color:var(--wi-ink)}
.wi-ptitle{margin:4px 0 8px;font-family:var(--wi-serif);font-size:26px;font-weight:600;line-height:1.15;letter-spacing:-0.015em;color:var(--wi-ink)}
.wi-pdesc{margin:0 0 14px;font-size:15px;line-height:1.5;color:var(--wi-body)}
.wi-pbullets{list-style:none;margin:0 0 16px;padding:14px 0 0;border-top:1px solid var(--wi-line);flex-grow:1}
.wi-pbullets li{position:relative;padding-left:22px;margin-bottom:9px;font-size:15px;line-height:1.45;color:var(--wi-ink)}
.wi-pbullets li:last-child{margin-bottom:0}
.wi-pbullets li::before{content:"✓";position:absolute;left:0;top:0;font-weight:800;color:var(--wi-pine)}
.wi-pmeta{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:auto;padding-top:14px;border-top:1px solid var(--wi-line)}
.wi-pstat{font-size:15px;color:var(--wi-body)}
.wi-pstat strong{font-family:var(--wi-serif);font-size:18px;font-weight:700;color:var(--wi-ink)}
.wi-parrow{flex:0 0 auto;color:var(--wi-ink);transition:transform .18s ease}
.wi-pcard:active{transform:scale(.99)}
@media (hover:hover){
  .wi-pcard:hover{transform:translateY(-4px);box-shadow:8px 8px 0 0 var(--wi-ink)}
  .wi-pcard:hover .wi-parrow{transform:translateX(4px)}
}
@media (min-width:640px){.wi-pgrid{grid-template-columns:1fr 1fr}}
@media (min-width:1000px){.wi-pgrid{grid-template-columns:repeat(4,1fr);gap:16px}}

/* ===== Tool cards (same family as the pillar cards) ===== */
.wi-tagrow{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin:0 0 10px}
.wi-tag{display:inline-block;padding:4px 9px;border-radius:5px;background:var(--wi-pine);color:#ffffff;font-size:12px;font-weight:700;letter-spacing:1px;text-transform:uppercase}
.wi-tag--life{background:var(--wi-c-life)}
.wi-tag--auto{background:var(--wi-c-auto)}
.wi-tag--home{background:var(--wi-c-home)}
.wi-tagnote{font-size:14px;font-weight:600;color:var(--wi-muted)}
.wi-pverify{font-size:14px;font-weight:600;color:var(--wi-pine)}
.wi-pcard--tool .wi-ptitle{font-size:23px;margin-top:0}
@media (min-width:1000px){.wi-pgrid--tools{grid-template-columns:1fr 1fr}}

/* Cross-site block: the rest of the Warrior Network */
.wi-network-links{margin:0 0 26px;padding-top:16px;border-top:1px solid var(--wi-line)}
.wi-network-links .wi-label{padding-bottom:6px}
.wi-network-links ul{list-style:none;margin:0;padding:0}
.wi-network-links li{border-bottom:1px solid var(--wi-line-soft)}
.wi-network-links li:last-child{border-bottom:none}
.wi-network-links a{display:flex;flex-direction:column;gap:2px;padding:11px 0;text-decoration:none}
.wi-network-links .s{font-size:13px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--wi-muted)}
.wi-network-links .t{font-size:16px;font-weight:600;line-height:1.35;color:var(--wi-pine)}
.wi-network-links a:hover .t{color:var(--wi-pine-dk)}